The new Fort Lauderdale bankruptcy mediation program provides that it applies not only to an individual’s home but also to investment property of under four units. So if an individual owns real estate that he or she leases to a tenant paying rent, then the owner can file a chapter 13 and obtain a court order requiring mortgage mediation. Another possibility is that the debtor owns the home but a parent or adult child is living in the second property. A Fort Lauderdale chapter 13 bankruptcy could be filed to require mediation as to these non-homestead properties.
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